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People's Bank of China and other departments jointly issued a document to set up a loan for poverty alleviation

2016/5/9??????view:
 

People's Bank of China, the development and Reform Commission, the Ministry of finance, China Banking Regulatory Commission, China Securities Regulatory Commission, China Insurance Regulatory Commission and the China Insurance Regulatory Commission and the Poverty Alleviation Office recently issued the "opinions on financial aid for poverty alleviation"."Opinions" made clear that the establishment of poverty alleviation and loan, interest rates in normal support for agriculture and then cut 1 percentage points on the basis of loan interest rates, to guide local financial institutions to increase support for poor areas.

"Opinions" required the effective integration of all kinds of Fiscal Agriculture Fund, and gave full play to the support of fiscal policy of financial resources and guiding role. Financial institutions to increase the issue of local government debt issuance of local government bonds in poor areas to support the stock of debt, and steadily resolve the risk of government debt in poor areas. Carry out and implement the credit due diligence exemption system, according to the specific circumstances of the loans of financial institutions in poor areas of risk, cost and verification, the non-performing loan ratio to implement differentiated assessment, an appropriate increase in the poverty areas of non-performing loans tolerance.

"Opinions" stressed that all kinds of financial institutions shall play a good role in boosting poverty. National Development Bank and the Agricultural Development Bank accelerate the establishment of the "poverty alleviation finance division, large and medium-sized commercial banks to stability and optimization of county basic network settings, to encourage and support the China Postal Savings Bank for the establishment of the rural finance division, rural credit cooperatives, rural commercial banks, rural cooperative banks to continue to play the role of good financial services in rural areas.

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